Mobile money at the Bottom of the Pyramid

Since M-PESA was introduced in Kenya seven years ago, blogs and conference sessions have devoted more and more space to the potential of mobile money as an enabling technology for development. Suddenly, making banking services available to the unbanked no longer …

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Are small projects worthwhile?

By Mal Warwick In The Business Solution to Poverty, Paul Polak and I advocate the “Don’t Bother Trilogy,” which reads as follows: a)    If you haven’t talked to at least 100 customers in some depth before you start [your venture], …

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What is a social enterprise?

By Mal Warwick In a study of 430 ventures in India financed by the Rockefeller Foundation and the International Finance Corporation (an arm of the World Bank), Intellecap defined a social enterprise using the following criteria: 1. For-profit: They operate …

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Where are impact investors putting their money?

Farmers seeking credit to install solar power systems and “even innovators in education, with fairly tried-and-tested models, have had to trudge difficult paths” to obtain credit in India, according to an article today in India’s Economic Times by Naren Karunakaran.  Why? Because …

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Who are the innovators?

By Mal Warwick Innovation is alive and well among entrepreneurs – but not so much where you’d expect. Take Silicon Valley, for example – a place long considered virtually synonymous with innovation. Twelve companies originating from that hotbed of invention …

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